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Last updated: September 2024

Acceptance of Terms

By accessing and using the lunar-path website ("the Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

About Our Services

lunar-path provides financial education services. We offer educational programmes designed to improve financial literacy and money management skills. Our services are educational in nature and do not constitute regulated financial advice.

Educational Content Disclaimer

The content on this Website, including all articles, guides, and programme descriptions, is provided for general educational purposes only. It should not be construed as:

  • Personal financial advice
  • Investment recommendations
  • Tax advice
  • Legal advice

Before making financial decisions, you should consult with qualified professionals who can assess your individual circumstances.

No Guarantee of Results

While our educational programmes aim to improve your financial knowledge and skills, we cannot guarantee specific financial outcomes. Results depend on individual effort, circumstances, market conditions, and many other factors beyond our control.

Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of lunar-path or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not:

  • Reproduce, distribute, or republish Website content without prior written consent
  • Use content for commercial purposes without authorisation
  • Modify or create derivative works from Website content
  • Remove any copyright or proprietary notices

User Conduct

When using the Website, you agree not to:

  • Violate any applicable laws or regulations
  • Transmit harmful, offensive, or illegal content
  • Attempt to gain unauthorised access to our systems
  • Interfere with the proper functioning of the Website
  • Collect personal information about other users
  • Use automated systems to access the Website without permission

Accuracy of Information

We endeavour to ensure that information on the Website is accurate and current. However, we do not warrant the completeness, reliability, or accuracy of any information. The Website may contain typographical errors or inaccuracies, and we reserve the right to correct them without notice.

Third-Party Links

The Website may contain links to third-party websites. These links are provided for convenience only and do not signify endorsement. We have no control over the content of linked websites and accept no responsibility for them or any loss arising from their use.

Service Modifications

We reserve the right to:

  • Modify, suspend, or discontinue any aspect of the Website
  • Change service offerings and pricing
  • Update these Terms of Use

Continued use of the Website following any changes constitutes acceptance of those changes.

Booking and Payment Terms

When booking our educational services:

  • Prices are displayed in British Pounds (GBP) and include VAT where applicable
  • Payment is required in advance of service delivery
  • Cancellations with at least 48 hours notice receive a full refund
  • Late cancellations may be subject to a cancellation fee

Limitation of Liability

To the maximum extent permitted by law, lunar-path shall not be liable for:

  • Any indirect, incidental, special, or consequential damages
  • Loss of profits, data, or business opportunities
  • Financial losses resulting from decisions made based on our educational content

Our total liability for any claim arising from your use of the Website or services shall not exceed the amount you paid for services in the preceding twelve months.

Indemnification

You agree to indemnify and hold harmless lunar-path, its directors, employees, and agents from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and lunar-path regarding your use of the Website.

Contact Information

For questions about these Terms of Use, please contact us:

lunar-path
47 Canary Wharf
London, E14 5AB
United Kingdom

Email: [email protected]